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Trusted Personal Injury Lawyer in Houghton
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An accident turns your life upside down in an instant. Suddenly, you’re facing physical pain, mounting medical bills, and time away from work. Dealing with insurance companies can feel confusing and overwhelming, especially when you’re trying to heal. If you wait too long, evidence can be lost, and critical deadlines can pass, making it harder to recover what you need to move forward.
This is where Matz Injury Law can help. Our personal injury attorneys focus on guiding people through legal matters with clarity, care, and experience. We help clients understand their options and take steps toward financial recovery while they focus on healing.
Are You Looking for a Personal Injury Attorney Houghton, MI?
People search for a personal injury attorney in Houghton after an accident for many reasons. Maybe you suffered a serious injury like a broken bone or a head injury that changed your life. Maybe the insurance company is denying your claim or offering a settlement that doesn’t cover your medical bills and lost wages. Michigan’s unique no-fault insurance laws can be hard to understand, leaving you unsure of what to do next. Local factors matter, too. Our rural roads, harsh winter weather, and highways like US-41 present specific risks for car, truck, and motorcycle accidents. Having an attorney who knows Michigan law and the local courts in Houghton County can make a big difference in your case.
What Should I Look for When Choosing a Houghton Personal Injury Lawyer?
Choosing an attorney is a big decision. Look beyond advertisements. You want an attorney who will be your trusted guide. Here are key factors to consider:
- Experience with Michigan law: Your attorney must know Michigan’s no-fault insurance system and personal injury laws inside and out.
- Track record with similar cases: Look for an attorney who has handled cases like yours, whether it’s a truck accident on M-26 or a slip-and-fall in Hancock.
- Clear communication: Your attorney should explain the legal process in plain English, keep you updated, and answer your questions.
- Trial readiness: Insurance companies take attorneys more seriously if they are prepared to go to court. Choose a firm willing to fight for you at trial if needed.
The most important factor is choosing a personal injury attorney you feel comfortable with and who puts your needs first.
Why Clients Partner With Matz Injury Law’s Personal Injury Lawyers in Houghton, MI
At Matz Injury Law, we listen to your story. We know every injury, and every case is unique. Our team builds custom legal strategies for each client, backed by decades of experience and a commitment to clear communication. Our experience, authoritativeness, and trustworthiness are recognized by peers and clients alike. We are here to provide the dedicated legal representation you deserve.
Proudly Representing Michigan Injury Victims Since 1977
Our firm’s long history means we have deep knowledge of Michigan’s evolving laws. Since 1977, we have refined our strategies for handling complex and high-value injury cases. These decades of experience give our clients confidence that we can manage the details of their case effectively.
Results That Speak for Themselves: $300+ Million Recovered
We have recovered over $300 million for our injured clients. This significant result demonstrates our firm’s ability to handle serious injury cases and work hard to pursue maximum compensation. While past results do not guarantee future outcomes, they show our commitment to fighting for our clients.
Our “22, Not 33” Fee Promise Helps You Keep More of Your Settlement
Many personal injury law firms charge a 33% contingency fee. At Matz Injury Law, our fee is 22% if your case settles before a lawsuit is filed. This lower fee means more money stays in your pocket after your settlement. We believe in transparent, fair, and client-first representation.
Awards and Honors Received By Matz Injury Law
The attorneys at Matz Injury Law have earned recognition from respected legal rating organizations and peer-reviewed groups. These honors reinforce our credibility and commitment to professional excellence.
- Avvo rating 10.0 “Superb”: This is Avvo’s highest possible rating, based on attorney experience, professional achievements, and peer endorsements, signaling a trusted legal professional.
- Michigan’s Top Attorneys (Crain’s Detroit Business): This recognition highlights attorneys who are among the most respected and accomplished in Michigan’s entire legal community.
- Michigan Lawyers Weekly Hall of Fame: This honor is awarded to a select few attorneys for their outstanding career-long contributions and excellence in the practice of law.
Read Our Client Stories and Testimonials
“This past year has been the most difficult of our lives after losing our 16-year-old daughter to a drunk driver. In the midst of our grief, we reached out to Matz Injury Law to explore our options. From the very beginning, Steve was exceptional—he carefully explained every possible avenue and ensured no detail was overlooked, all while respecting our wishes. Not only did Steve guide us through the civil and probate process, but he also supported us throughout the criminal trial of the driver responsible for our daughter’s death. Although I initially resisted the idea of receiving anything for her loss, Steve gently encouraged us to pursue the insurance payouts we were entitled to. His deep empathy for my wife and our two other children helped ease the weight of this tragedy. Thank you, Steve, for your unwavering support.” – Dennis B.
“10/10 Working with Matz injury has been the the best part of a horrible circumstance. Dealing with insurance is never fun, but Steve and everyone made it the best possible situation. Highly, highly recommend!” – Kali B.
“If you need an injury attorney then Steve Matz is the attorney you want. He went above and beyond his responsibilities with my case. My case had several different parts (uninsured driver, medical, employer, and insurance company) and Steve was able to assist with most and the ones he couldn’t he was able to give us another attorney name. He is a great listener and he gets right to the point with any questions. I would recommend Steve to anyone – thank you so much Steve for all your help.” – Chris N.
What Types of Personal Injury Cases Do Our Lawyers in Houghton Handle?
A Houghton personal injury law firm often handles cases tied to everyday risks in the Upper Peninsula, including harsh weather and rural travel.
- Car accident claims
- Truck accident cases
- Motorcycle accident claims
- Slip and fall and premises liability cases
- Pedestrian and bicycle accidents
- Dog bite claims
- Wrongful death cases
These practice areas reflect common legal matters faced by families in Houghton County.
What Injuries Qualify for a Personal Injury Lawsuit in Michigan?
Under Michigan’s no-fault law, not every injury leads to a lawsuit. Generally, you must prove your injury caused a “serious impairment of body function.” This means the injury seriously affects your ability to lead your normal life. Examples of injuries that may qualify include:
- Broken bones
- Head trauma or brain injuries
- Spinal cord injuries or serious back damage
- Injuries causing permanent scarring or disability
Every case depends on strong medical evidence and how the injury impacts your daily activities, work, and health care needs.
What Should I Do Immediately After an Accident in Houghton?
Protecting your health and your legal rights starts right after an accident.
- Seek medical attention: Your health is most important. See a doctor even if you feel “okay,” as some injuries appear later.
- Report the accident: Call the police for a car crash or report the incident to a property manager for a slip-and-fall.
- Document the scene: If you are able to, take photos of vehicles, injuries, road conditions, and anything else relevant.
- Exchange information: Get names, contact details, and insurance information from others involved.
- Be cautious with statements: Avoid giving detailed recorded statements to insurance adjusters before talking to an attorney.
How Long Do I Have to File a Personal Injury Claim in Michigan?
In Michigan, you generally have three years from the date of your accident to file a personal injury lawsuit. This is called the statute of limitations. For car accident cases under no-fault law, there are also strict deadlines for notifying insurance companies. Acting sooner is always helpful. It allows your attorney to gather evidence while it’s fresh, locate witnesses, and build the strongest possible case for you.
What Evidence Is Important for a Personal Injury Claim?
Strong evidence is the foundation of a successful claim. Important items include:
- Medical records and bills to prove your injuries and costs.
- Police or accident reports with an official account.
- Photos or videos of the scene, vehicles, and your injuries.
- Witness statements from people who saw what happened.
- Employment records to show lost wages or reduced earning ability.
Gathering this evidence early helps avoid disputes with insurance companies later.
What Types of Damages Can I Recover in a Personal Injury Case in Houghton, MI?
If your case is successful, you may recover compensation (called damages) for your losses. This can include:
- Economic damages: Medical bills, future health care costs, lost wages, and property damage.
- Non-economic damages: Compensation for pain and suffering, emotional distress, and loss of enjoyment of life.
The goal is to recover what you need to address how the injury has affected your finances and your daily life.
How Is Compensation Determined in Personal Injury Cases?
There is no simple formula. Compensation is based on the specific facts of your case. Key factors include the severity of your injury, the cost and length of your medical treatment, any long-term disability or scarring, proof of who was at fault, and the available insurance coverage. Our attorneys use evidence to build a full picture of your damages to seek a fair recovery.
How Does Michigan’s No-Fault Insurance Law Affect My Injury Claim?
Michigan is a no-fault state for car accidents, which means your own auto insurance is responsible for covering your medical expenses and a portion of your lost wages through Personal Injury Protection (PIP) benefits, regardless of who caused the crash. You are only permitted to pursue a lawsuit against the at-fault driver for pain and suffering if your injuries meet Michigan’s “serious impairment” threshold. In addition, you may be able to seek compensation for certain economic losses not covered by your own insurance, such as excess medical bills or future lost earnings. Because Michigan’s no-fault system is complex, a Houghton personal injury attorney can help explain how these rules apply to your specific situation.
What If the Insurance Company Denies My Claim?
Insurance companies may deny claims for many reasons: arguing the injury isn’t serious, disputing who was at fault, or citing a coverage issue. A denial is not always the final word. Options may include appealing the decision, submitting additional medical evidence, or filing a lawsuit. An experienced attorney can review the denial, identify the reason, and advise you on the best path forward to fight for the benefits you deserve.
Speak With Our Houghton Personal Injury Lawyer About Your Next Steps.
A serious injury can change daily life in ways no one expects. Whether the harm came from a car accident, truck accident, motorcycle accident, or a wrongful death, understanding your rights under Michigan law matters. A Houghton personal injury lawyer can help you make sense of the legal process, deal with insurance companies, and pursue fair legal representation while you focus on your health and family.
If you or a loved one has been injured in Houghton County, Hancock, or anywhere in the Upper Peninsula, Matz Injury Law is here to help. Our personal injury attorneys handle a wide range of cases and offer clear legal advice during a difficult time. Call 866-679-8356 today for a free consultation, or complete our online contact form to request a case evaluation and learn how our law office can assist with your legal matters.
Written By Steven Matz
Steven J. Matz is the founder of Matz Injury Law, specializing in personal injury litigation with a focus on car accident victims. With over 40 years of legal experience, Mr. Matz has achieved numerous million-dollar settlements. He holds an AV Preeminent rating from Martindale-Hubbell and has been recognized among Michigan’s Top Attorneys. Steven J. Matz is a frequent lecturer on legal ethics and personal injury law, and serves on the Michigan Attorney Discipline Board.
