Michigan Car Accident Lawyers

A Michigan car accident can upend your life in seconds. Even when injuries seem minor at first, symptoms can appear later and lead to costly treatment, missed work, and real changes in your daily routine.

A short gap in income can strain any household, especially when bills are piling up and you are juggling vehicle repairs and insurance calls.

At Matz Injury Law, we listen to your story, document what happened, and protect your legal rights. We help people pursue compensation for medical care, lost wages, and pain and suffering when Michigan law allows it. Our team has served people across Michigan for decades and is ready to help.

Why Choose Matz Injury Law as Your Michigan Car Accident Lawyer

Matz Injury Law has decades of experience handling Michigan car accident cases, as well as other accident cases, such as motorcycle accidents and truck accidents. We take on the legal process so you can focus on recovery.

Our team represents clients throughout Michigan, backed by a proven track record of personal attention from our Southfield office to communities across both peninsulas.

We also charge a lower contingency fee than many firms. While many lawyers take 33%, our fee is 22%. We do not charge attorney fees unless we recover compensation for you.

How We Protect Your Rights After a Michigan Crash

Michigan auto insurance claims can get complicated quickly. We guide people through each step, answer questions in plain language, and build cases around the facts, the records, and the losses involved.

Countering Auto Insurance Company Tactics

Insurance companies may delay claims, dispute treatment, or push for a quick settlement before the full impact of an injury is clear. We respond with records, documentation, and focused negotiation. When needed, we are prepared to take a case to court.

Recent Car Accident Settlements and Verdicts Achieved by Matz Injury Law

Matz Injury Law has represented Michigan families in significant motor vehicle injury and wrongful death cases. Our results include:

• $4,150,000 settlement for the family of a college student killed in a motorcycle crash, with recovery from three insurance companies
• $3,450,000 settlement arising from a commercial vehicle crash involving a cement truck

Past results do not guarantee a similar outcome in any future case.

Areas Our Car Accident Attorneys Serve in Michigan

Matz Injury Law serves clients across Michigan, providing support for car accident claims in communities statewide, including:

• Ann Arbor
• Battle Creek
• Jackson
• Port Huron
• Portage
• Rochester
• Sterling Heights
• Warren
• Escanaba
• Flint

Meet The Profesional Legal Team at Matz Injury Law

Jared Matz

Partner & Personal Injury Lawyer

Once he graduated from Michigan, Jared pursued a career in real estate sales and development with a company in Lansing. After gaining valuable knowledge and business experience, Jared returned to…

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Steven Matz

Founding Partner & Personal Injury Lawyer

Steven J. Matz is the founder of Matz Injury Law, specializing in personal injury litigation with a focus on car accident victims. With over 40 years of legal experience, Mr.…

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Our First-Hand Michigan Client Testimonials

“After a vehicle accident you should seek legal representation whether or not you are at fault. I contacted Matz Law Firm by leaving a message and received a return call promptly from attorney Jared Matz. We agreed that I would send accident specifics via email. Upon receipt, he contacted me immediately, offering his opinion and advice. He was very thorough and explained the financial and legal considerations for each decision. I trusted Jared Matz and all issues were reasonably and effectively resolved. Jared Matz has great communication and negotiation skills, a good understanding of the law, and broad legal experience. Attorney Jared Matz and his staff were consistently courteous, considerate and empathetic. My interactions with Jared Matz and the Matz Injury Law Firm resulted in a good outcome. Because of my positive experience with Jared Matz as my legal representative, I recommend attorney Jared Matz and Matz Injury Law Firm” — Annette L.

“If you need an injury attorney then Steve Matz is the attorney you want. He went above and beyond his responsibilities with my case. My case had several different parts (uninsured driver, medical, employer, and insurance company) and Steve was able to assist with most and the ones he couldn’t he was able to give us another attorney name. He is a great listener and he gets right to the point with any questions. I would recommend Steve to anyone – thank you so much Steve for all your help” — Chris N.

“If you are looking for the best attorney to handle your automobile accident claim, look no further! I have known Steve Matz for more than 20 years. He successfully represented me in 2001 then again in 2019 following serious automobile accidents. He leads you step by step through the entire complex legal process. Put Steve Matz on your team to get the justice you deserve! The Matz team is a clear winner!” — Gary C.

Consult an Experienced Southfield, Michigan Car Accident Lawyer

If you are hurt in a Michigan car crash, get medical care right away. Some injuries don’t appear immediately.

Even a “minor” injury can keep you out of work and create real financial pressure, especially if your family relies on your income.

We understand how disruptive a crash can be. Our Michigan car accident attorneys investigate the facts, handle the legal process, and pursue the compensation you may be entitled to under Michigan law. Call 866-226-6833 or reach us through our contact page.

Why Hire a Michigan Car Accident Lawyer?

Hiring a Michigan car accident lawyer can help with:

• Michigan no-fault and insurance claim requirements.
• Evaluating medical expenses, lost wages, and property damage.
• Negotiating with insurers and responding to low settlement offers.
• Preparing cases for litigation when needed.
• Gathering police reports, medical records, and witness statements.
• Assessing eligibility for pain and suffering damages.
• Shielding you from high-pressure tactics by insurance adjusters.
• Managing paperwork, deadlines, and court filings.
• Filing on time under Michigan’s deadlines.

How Much Does a Car Accident Lawyer Cost in Michigan?

Most Michigan personal injury lawyers work on a contingency fee basis. This means you pay nothing upfront. Our attorneys only get paid if you receive compensation.

At Matz Injury Law, we believe in fair and transparent pricing:

• Lower contingency fee: We charge just 22%, which is less than the typical 33% many other firms charge
• No upfront costs: You pay nothing out of pocket to start your case
• Only pay if we win: If there is no settlement or verdict, you owe us nothing

This fee covers attorney time, case preparation, negotiation with insurers, and litigation if needed. Costs for expert witnesses or court filing fees may be handled separately. Your engagement letter will explain these details clearly. A straightforward fee structure helps you budget and make confident decisions about your car accident case.

What Should I Look for When Choosing a Michigan Car Accident Lawyer?

We understand that choosing the right attorney can be tricky. However, there are some key qualities you look for prior to hiring an attorney for your case.

Experience Handling Michigan Car Accident Cases

Select a lawyer who regularly handles Michigan car accident cases. If your case proceeds to trial, courtroom experience can be valuable. It is reasonable to ask for examples of past results when considering your options.

Clear and Responsive Communication

Communication matters when you are recovering from a crash. At Matz Injury Law, we take the time to answer your questions, explain your options in plain language, and keep you updated throughout the process. You won’t be left wondering where your case stands.

Client and Peer Reputation

A lawyer’s reputation can give you confidence in your choice. Our clients consistently share positive feedback about our law firm’s dedication and results, and other attorneys often refer cases to the team. This combination of client trust and professional respect speaks to the quality of representation you can expect.

Transparent Fee Structure

Most Michigan accident lawyers work on a contingency fee, meaning they only get paid if compensation is recovered. Many firms take 33%, but Matz Injury Law charges 22%. That difference can leave more of a recovery in your hands. Asking about fees at the start helps you understand what to expect.

Common Types of Car Accidents in Michigan

Michigan roads see many different types of crashes, and each can leave victims facing medical bills, missed work, and lasting pain. Some of the most common include:

• Rear-end collisions. Often caused by tailgating or distracted driving, these crashes can lead to whiplash and other painful injuries.
• Side-impact crashes. Intersections are a frequent site of T-bone collisions, which can cause serious trauma to drivers and passengers.
• Head-on collisions. Among the most dangerous, these often result in life-changing injuries.
• Pedestrian accidents. Walkers struck in crosswalks or busy areas face a high risk of severe harm.
• Motorcycle crashes. Riders are especially vulnerable without the protection of a vehicle frame.
• Drunk or impaired driving accidents. These remain a leading cause of traffic deaths in Michigan.
• Speeding and distracted driving. Both increase the likelihood of severe crashes and injuries.

No matter the type of accident, victims often face overwhelming challenges. Matz Injury Law investigates what happened, identifies who is responsible, and helps clients pursue the compensation they need to recover.

Common Injuries People Suffer in Michigan Car Accidents

Even a crash that seems minor can cause injuries that disrupt daily life. Some heal relatively quickly. Others lead to long-term treatment and financial strain.

• Traumatic brain injuries
• Back and neck injuries
• Broken bones
• Soft tissue injuries
• Seat belt and airbag injuries
• Knee and joint injuries

These injuries can lead to hospital stays, rehabilitation, and time away from work. After getting medical care, it helps to document symptoms, follow-up treatment, and how the injury affects daily life.

What Should I Do After an Auto Accident in Michigan?

What you do immediately after a crash can affect both your health and your legal claim:

• Call 911. Get medical help right away, even if you feel okay. Some injuries take time to show symptoms.
• Take photos. Capture the vehicles, roadway, and surrounding scene to support the police report.
• Exchange contact information. Share names, contact details, and insurance only. Do not discuss fault at the accident scene.
• Contact Matz Injury Law. Our auto accident attorneys can guide you through the next steps, protect your rights, and handle the insurance process.
• Notify your insurer. Michigan’s no-fault system requires reporting to your own insurance. Wait to give detailed statements until after you have spoken with a lawyer.

Do I Need to Keep a Copy of the Police Report?

Yes. In Michigan, the police report is an important record of your crash. It includes the officer’s observations, witness statements, and details about the vehicles involved. This document supports your insurance claim under Michigan’s no-fault system and gives your lawyer evidence to use in negotiations or, if needed, in court. Keeping a copy helps protect your rights and strengthens your claim.

When Should I Contact My Insurance Company After a Michigan Car Accident?

You should notify your insurance company as soon as reasonably possible after a crash. In Michigan, personal injury protection claims are subject to strict notice and filing deadlines. In general, written notice must be given within one year of the accident unless the insurer has already made a personal injury protection payment.

Because Michigan uses a no-fault system, you usually start with your own insurer for personal injury protection benefits, even if another driver caused the crash.

Should I Talk to the Insurance Adjuster?

Insurance adjusters work for the insurance company, not for you. In Michigan, you should share only the basic facts after a crash and never admit fault. Avoid giving recorded statements until you have spoken with a lawyer. Having an attorney handle adjuster communications helps protect your rights and lets you focus on recovery.

How Long Does the Insurance Company Have to Handle My Claim in Michigan?

Under Michigan law, personal injury protection benefits are generally overdue if they are not paid within 30 days after the insurer receives reasonable proof of the loss. Overdue benefits can carry 12% annual interest.

If benefits are delayed or denied, a lawyer can review whether the insurer is meeting its legal obligations.

Should I Accept the First Settlement Offer?

In many cases, the first offer is not the full value of the claim. Early offers may not account for ongoing treatment, future care, or the full impact of time away from work.

Before signing anything, it helps to have a lawyer review the offer and explain what rights you may be giving up.

What Are My Rights and Legal Options After a Michigan Car Accident?

After a car accident in Michigan, you may have several legal options for pursuing compensation. These depend on the type of loss and the severity of your injuries:

• PIP benefits. Michigan’s no-fault system provides coverage for medical bills, lost wages, and replacement services, typically through your own insurance policy.
• Serious injuries. If you suffer a serious impairment of body function, permanent disfigurement, or wrongful death occurs, you may be able to file a lawsuit against the at-fault driver.
• Other losses. You may also pursue excess economic losses that exceed no-fault benefits, such as medical bills above your PIP limit or wage loss beyond the three-year cap.

Understanding these rights can feel overwhelming, but you do not have to navigate the process alone. Speaking with an attorney familiar with Michigan’s no-fault laws can help you protect your claim and focus on recovery.

Can You Sue a Driver for a Car Accident in Michigan?

Michigan’s no-fault system limits when you can sue another driver, but there are important exceptions. You may have a claim against the at-fault driver when the crash caused death, permanent serious disfigurement, or serious impairment of body function. A mini-tort claim may also be available for certain vehicle damage.

Whether a lawsuit is available depends on the facts, the injuries, and the insurance involved.

What Is Michigan’s No-Fault Insurance Claim?

Michigan’s no-fault insurance system provides important benefits after a crash. A no-fault claim may cover:

• Medical bills and transportation for treatment
• Wage loss, up to 85% of pre-tax income for up to three years
• Replacement services, such as help with daily chores
• Attendant care services when medically necessary
• Survivor’s loss benefits in the event of a fatal crash

Coverage may extend in some situations to other people involved in the crash, such as certain passengers, pedestrians, or motorcyclists, depending on the facts and available coverage. When no applicable insurance applies, a claim may go through the Michigan Assigned Claims Plan, which can limit available medical benefits.

No-fault insurance does not cover damage to your own vehicle. It does provide up to $1 million in property protection insurance for damage your vehicle causes to tangible property in Michigan, such as buildings, fences, and properly parked vehicles.

Understanding Michigan No-Fault Coverage Limits

Insurance coverage can affect what is available after a crash. Your policy may include limits on medical benefits, and liability coverage can affect what may be collected from an at-fault driver.

If your injuries meet Michigan’s legal threshold, you may also have a claim for pain and suffering damages against the at-fault driver.

How Does Michigan No-Fault Reform Affect a Car Accident Case?

Michigan’s no-fault reforms changed several parts of the system, including available personal injury protection medical coverage options and how some medical charges are paid. Because coverage now depends more heavily on the policy in place at the time of the crash, it is important to review the policy closely.

A case review can help clarify what coverage applies and whether additional claims may be available beyond no-fault benefits.

Potential Compensation Available After a Michigan Car Accident

After a crash, the compensation available depends on the injuries, the insurance coverage, and whether the case qualifies to go beyond no-fault benefits.

Potential compensation may include:

• Medical expenses
• Lost wages
• Replacement services
• Property damage in limited circumstances
• Pain and suffering when Michigan’s legal threshold is met
• Excess economic loss in qualifying cases

Can You Sue for Pain and Suffering in Michigan?

In Michigan, you may pursue pain and suffering damages only if the case meets the legal threshold. In general, that means the crash caused death, permanent serious disfigurement, or serious impairment of body function.

There is no general statutory cap on pain and suffering damages in an ordinary Michigan car accident case. Michigan also does not allow punitive damages in this context.

Filing a Wrongful Death Claim After a Fatal Michigan Car Accident

Losing a loved one in a Michigan car accident is devastating. In some cases, the personal representative of the estate may bring a wrongful death claim, and no-fault survivor’s loss benefits may also apply depending on the facts and available coverage.

We handle the investigation and legal process so families can focus on their loved one and the steps ahead.

Michigan Statute of Limitations for Car Accident Claims

Michigan law sets strict deadlines.

• In general, a negligence lawsuit arising from a car accident must be filed within three years
• A claim for personal injury protection benefits generally requires written notice to the insurer within one year unless payment has already been made
• Michigan’s one-year-back rule can limit how far back unpaid personal injury protection benefits may be recovered

Some claims, including uninsured motorist or underinsured motorist claims, may also be subject to policy-specific notice deadlines.

Statute of Limitations for Filing a Wrongful Death Claim in Michigan

In many cases, a wrongful death action tied to a car crash follows the same general three-year limitations period that applies to the underlying negligence claim. Some situations may involve additional timing issues tied to estate administration, so families should speak with a lawyer as early as possible.

What If the Other Driver Was Uninsured or Underinsured?

If the at-fault driver has no insurance or not enough insurance, other coverage may still help.

• Uninsured motorist coverage may apply if your policy includes it
• Underinsured motorist coverage may apply if your policy includes it
• The Michigan Assigned Claims Plan may provide limited personal injury protection benefits when no applicable coverage exists

Because these claims can get technical quickly, it helps to review both the crash facts and all available policies early.

Schedule a Free Consultation With Matz Injury Law About Your Personal Injury Claim

The first step after a crash is getting medical care. The next step is protecting your rights.

At Matz Injury Law, we help people across Michigan understand their options after a car accident. We deal with insurers, gather records, and pursue the compensation available under Michigan law so you can focus on moving forward.

Call 866-226-6833 or fill out the online contact form to request a free case review with our legal team.