Michigan Personal Injury Law Firm

Serving Michigan for Decades

Our Practice Areas

You Have Questions, We Have Answers

• What Kinds of Compensation Can I Get After a Michigan Car Accident?

  You can receive the compensation for the following:

  Medical bills: Long-term medical expenses also matter when determining how much your injury claim is worth. Property damage: Only applies to damage you have caused to someone else. You may have to work with Michigan mini-tort law (maximum coverage here of $3,000). Additionally, your collision coverage would handle the property damage if applicable.

  Lost wages: When severe injuries sustained in a motor vehicle accident prevent you from going to work, you may be able to get compensation for those lost wages. Specifically, this covers the wages you would’ve earned if you had not been injured.

  Disfigurement and permanent impairment: These fall outside PIP coverage limits and require filing a claim against the at-fault driver. Standard PIP insurance does not cover non-economic damages, like pain and suffering, which are harder to quantify than medical bills or property damage. For compensation in these areas, a claim must be filed against the responsible driver.

  Pain and suffering: This is not covered by PIP insurance and is harder to quantify.

• Can You Sue a Driver for a Car Accident in Michigan?

  Under Michigan’s no-fault law, insured persons are protected against car accident lawsuits resulting from an auto accident, except in very specific special circumstances. These include the following circumstances:

  1. Car accident cases in which car accident victims are killed, permanently disfigured, or severely injured
  2. If an automobile accident involves a non-resident operating a motor vehicle not registered in Michigan
  3. Michigan drivers involved in accidents in other states
  4. Legal action for up to $1,000 against drivers who are 50 percent or more at fault if the accident causes damage to another’s car that is not covered by insurance

• What Are My Rights After a Michigan Car Accident?

  When you’ve suffered a car accident in Michigan, you have the right to seek compensation for damages, whether for personal injuries, property damage, lost wages, or any other damages you may have suffered. The process can be cumbersome, but our team can help make it as easy as possible. Michigan is a no-fault state, so that means the fault isn’t a factor when deciding which insurance company to turn to after your accident.

• How Long Does the Insurance Company Have to Investigate and Settle My Claim?

  • In Michigan, insurance providers have 90 days from the date you file your claim to settle it. They are required to acknowledge the claim and provide you with all the necessary paperwork and instructions for proving your claim within 30 days of filing.
  • After you provide proof, Michigan auto insurance providers have 30 days to pay your personal injury protection (PIP) claims, including your medical bills.

  After 30 days pass following proof of claim, the overdue amount is subject to 12 percent interest. This means that if the insurance still has not paid your PIP claims after 60 days following filing, it is considered overdue. Twelve percent interest is charged, and you are within your legal rights to file a complaint with the Michigan Department of Insurance and Financial Services (DIFS). You may also be eligible to take legal action for a bad faith claim against the insurance company.