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Does third party coverage apply to intentional auto injuries?

Written by Matz Injury Law on .

“I know I can sue a driver who carelessly runs into me and hurts me seriously, but what happens if that driver hurt me on purpose?”

Many people are hurt by drivers who intentionally crash into them after an argument, or during “road rage” incidents. If the other driver is at fault for crashing into you, and you are seriously hurt, you can still file a bodily injury claim against that person. Even if the other person’s car insurance says that it doesn’t cover intentionally-caused injuries, our courts have said that only applies to their injuries, not yours.

So while nobody wants to get into a situation where tempers flare, and people end up being run over or crashed into, the fact is that these incidents occur. You are not excluded from filing a body injury claim for pain and suffering against the other, so long as you were not the one who was at fault.

Remember, if you were not the person who caused the collision, you still get your no-fault benefits from your own car insurance or through the standard priority system that we have discussed elsewhere in this blog. It is important to note that if you get hurt in an accident that you caused on purpose, your auto insurance may refuse to cover your medical expenses or wage loss, because your injuries were not “accidental.”

This is yet another reason why you don’t want to get involved in road rage, no matter how justified you may feel your actions are at the time.

Source: 95 Mich App 213; MCL 500.3131; MCL 500.3135(3)(a); MCL 500. 500.3105(4)

Matz Injury Law

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Matz Injury Law

Matz Injury Law
Steve Matz and his team have been practicing law in Michigan for decades. They’ve logged hundreds of thousands of miles traveling to virtually every county in Michigan’s lower and upper peninsulas, meeting with clients, and doing the work necessary to earn significant settlements on their clients’ behalf.
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The maximum contingency fee permitted by law is actually 33 1/3%. Michigan court rules require that the attorney fee be computed on the net sum recovered after deducting all disbursements properly chargeable to the enforcement of the claim.

What does 22not33 mean, exactly?

We can charge 22% while virtually all other injury attorneys charge 33 1/3% because we are very, very, good at obtaining results for our clients. 

We do not spend millions of dollars on television ads; instead, we offer a lower fee to all our clients.  We do not have dozens of lower paid associates handling our work. All our clients are represented by Steven and Jared Matz. Steven Matz started the firm in 1977 and since then has dedicated his life to representing injury victims.  Jared joined the firm in 2016 but grew up listening to stories, discussing theories, and generally learning at the dinner table about how to effectively and compassionately represent injury victims. Jared Matz was literally born to represent individuals involved in motor vehicle crashes.

All of our cases are handled on a contingency fee and all our cases are handled at 22%. Whether the case settles or goes through trial, the fee does not change. While our competitors make excuses as to why they charge so much, we are obtaining results for our clients at a lower fee.

At a typical television advertising law firm, your first call will be handled by a receptionist, who may refer you to an intake person, who will discuss your claim with an intake manager, who then discusses your claim with an associate, who may then report to a partner. You may never speak with the person whose name is at the top of the letterhead. At Matz Injury Law you will always speak with either Steven Matz or Jared Matz.

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