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Do I need to hire a lawyer to apply for my no-fault benefits?

Written by Matz Injury Law on .

“Do I need a lawyer to start no-fault benefits?”

No. You can start your no-fault claim on your own. If you are hurt in a motor vehicle accident, you can contact your insurance company and set up your claim for medical, wage loss and other no-fault benefits. There is no rule that you have to have a lawyer do this for you. In fact, attorneys are required to explain to you that it is not necessary to have a lawyer in order to make this application for benefits.

You may hire a lawyer to help you apply for benefits if you wish. Many people find that the no-fault system is difficult to understand and to work their way through. Others find very quickly that the information the insurance company wants before it will start paying seems unreasonable or overwhelming. Still others are concerned that statements they may make when they apply for benefits on their own could be used against them later on in the case. These can be very legitimate concerns, and you may well need to hire a lawyer to help you receive benefits that are in dispute. Just because you can apply for benefits on your own doesn’t mean that the insurance company is going to pay them. You may very well end up needing a lawyer to help you from the very beginning, if not as your claim continues.

Of course, your case against the other driver for pain and suffering damages is another matter. We don’t recommend to anybody that they try to deal directly with the other person’s insurance company without hiring a lawyer first when it comes to discussing damages for the injuries themselves.

But the point here is that you do not have to hire a lawyer to apply for your no-fault benefits (with your own insurance company) in the first place, nor do you necessarily have to hire a lawyer to help you with your claim if all of your benefits are being paid promptly. This is something that lawyers are supposed to explain to you.

Source: Formal Ethics Opinion C-223

Matz Injury Law

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Matz Injury Law

Matz Injury Law
Steve Matz and his team have been practicing law in Michigan for decades. They’ve logged hundreds of thousands of miles traveling to virtually every county in Michigan’s lower and upper peninsulas, meeting with clients, and doing the work necessary to earn significant settlements on their clients’ behalf.
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The maximum contingency fee permitted by law is actually 33 1/3%. Michigan court rules require that the attorney fee be computed on the net sum recovered after deducting all disbursements properly chargeable to the enforcement of the claim.

What does 22not33 mean, exactly?

We can charge 22% while virtually all other injury attorneys charge 33 1/3% because we are very, very, good at obtaining results for our clients. 

We do not spend millions of dollars on television ads; instead, we offer a lower fee to all our clients.  We do not have dozens of lower paid associates handling our work. All our clients are represented by Steven and Jared Matz. Steven Matz started the firm in 1977 and since then has dedicated his life to representing injury victims.  Jared joined the firm in 2016 but grew up listening to stories, discussing theories, and generally learning at the dinner table about how to effectively and compassionately represent injury victims. Jared Matz was literally born to represent individuals involved in motor vehicle crashes.

All of our cases are handled on a contingency fee and all our cases are handled at 22%. Whether the case settles or goes through trial, the fee does not change. While our competitors make excuses as to why they charge so much, we are obtaining results for our clients at a lower fee.

At a typical television advertising law firm, your first call will be handled by a receptionist, who may refer you to an intake person, who will discuss your claim with an intake manager, who then discusses your claim with an associate, who may then report to a partner. You may never speak with the person whose name is at the top of the letterhead. At Matz Injury Law you will always speak with either Steven Matz or Jared Matz.

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